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[ The PC Guide | The PC Buyer's Guide | Purchasing PCs and Components | Payment Methods ]

Comparison of Payment Methods

The following table summarizes and contrasts the attributes of the various payment methods:

Payment Method

Source

Acceptance

Convenience

Security

Speed

Deferment

Cost Savings

Immediate

Cash

3.0 stars

4.0 stars

1.0 stars

4.0 stars

1.0 stars

5.0 stars

Money Orders and Certified Checks

4.0 stars

3.0 stars

1.5 stars

3.0 stars

1.0 stars

4.0 stars

Personal Checks

2.5 stars

4.0 stars

2.0 stars

1.0 stars

1.0 stars

4.5 stars

COD

1.0 stars

3.0 stars

2.5 stars

2.0 stars

2.0 stars

3.0 stars

Credit Card (Not Carrying A Balance)

5.0 stars

4.0 stars

4.0 stars

5.0 stars

3.0 stars

5.0 stars

Online Payment

2.0 stars

4.0 stars

2.5 stars

4.0 stars

1.5 stars

5.0 stars

Delayed

Deferred Payment

1.5 stars

2.0 stars

4.5 stars

3.0 stars

3.5 stars

5.0 stars

Purchase Orders

2.0 stars

1.0 stars

4.5 stars

4.0 stars

3.0 stars

4.0 stars

Credit Card (Carrying A Balance)

5.0 stars

4.0 stars

4.0 stars

5.0 stars

4.0 stars

1.0 stars

Financing and Leasing

3.0 stars

1.0 stars

4.0 stars

3.5 stars

5.0 stars

2.0 stars

Next: Making The Purchase

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